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Boat Loan Calculator - An Affordable Way To Get A Loan That Suits You Best

By Abhishek Agarwal


A boat loan calculator enables you to determine the most cost effective way to procure an affordable loan for yourself. Have you lately been thinking about purchasing a boat? If that is the case then the calculator tells you what fits the size of your pocket when the purchase is being financed. This calculator is designed keeping in mind the details required for you to make the right decisions while purchasing the boat and the loan you take for the purchase. The Internet has a wide variety of the calculator softwares. It is completely a no obligation way to know the affordability of the loan you are about to take. There are plenty of boat lenders and other websites where you can get these softwares.

The primary reason of using a boat loan calculator is to find out what type of boat you can afford. The data you need to input constitutes of simple things namely the cost of the boat, interest rates you are willing to pay and the terms and conditions of your purchase, last but not the least the monthly installment you can pay. Well if you cannot procure a lower interest rate, you need to alter the loan terms or decide whether the boat you are looking for costs more than you can pay for it. Keeping your current financial status and goals in mind the boat loan calculator lets you decide what sort of boat you can afford.

There are many other things you can use the boat loan calculator for. For instance it helps you to compare two different loans you are considering. The monthly installment the two loans suggest and the fact that which one offers you a better deal can easily be determined. Also try experimenting with the boat loan calculator by altering the terms to note the cost of difference in both the purchases. The most important thing is that you can decide for yourself which loan suits you the best by figuring out the interest in the cost and finding out the total cost. All this helps you to analyze the two loans and find the differences in them.

The boat loan calculator clarifies the value of one loan over the other one various kinds of loans are made available to those that are searching for them to purchase the boat of their dreams. In the end what matter is that you make the correct decision about the loans so that you can rest in the boat of your dreams with a mind that has peace and a pocket that has had a lot of ease.

About the author

Abhishek has a passion for Boating since the last 30 years! Visit his website http://www.Boating-Guru.com and download his FREE Boating Report and learn some amazing Boating tips and tricks for FREE! Also discover some excellent ways to finance your Boat. But hurry, only limited Free copies available! http://www.Boating-Guru.com
Article Source: http://EzineArticles.com/?expert=Abhishek_Agarwal

Hints About how to buy a sailboat

Although the date when the world's first sailboat was built is unclear, in 2002 British and Kuwaiti archeologists discovered what they believe to be the oldest known boat remains in As-Sabiyah, Kuwait. The remains date back to around 5400 B.C., according to a Science Magazine article by Andrew Lawler. The supposed vessel is plank-shaped and constructed from reeds and bitumen, a gummy substance similar to tar. Although the finding lacks evidence of a sail or mast, the archeologists were confident about its authenticity because of the barnacles present on one side, indicating time spent in water. While carbon dating has verified its age, some researchers remain dubious about whether the object was indeed a boat.
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Today, the most common sailboat is the sloop which features one mast and two sails, a normal mainsail and a foresail. This simple configuration is very efficient for sailing towards the wind. The mainsail is attached to the mast and the boom, which is a spar capable of swinging across the boat, depending on the direction of the wind. Depending on the size and design of the foresail it can be called a jib, genoa, or spinnaker; it is possible but not common for a sloop to carry two foresails from the one forestay at one time (wing on wing). The forestay is a line or cable running from near the top of the mast to a point near the bow. In Bermuda, where a rig design influenced by the Lateen rig appeared on boats and came to be known as the Bermuda rig, a large spinnaker was carried on a spinnaker boom when running down-wind. An example of a typical sloop can be seen on the Islander 36.
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Buying a boatYou need to ask yourself several questions.
- What do I want to do with the boat?
- What is my budget?
- New or Used?
- Payment Plans
- Where can I store the boat?
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More Boating, Sailing And Marine Information

Fountain reports profitable fourth quarter

Tue, 30 Sep 2008 21:55:02 GMT

" Despite the industry downturn, net sales at Fountain Powerboat Industries, Inc.

Chagos - bad news for cruisers sailing in the Indian Ocean.

Thu, 9 Nov 2006 11:35:43 +0200
Effective 1st Jan 07 the rent will be Pounds Sterling 500 per month, (approx $ 900!), payable in advance for sailing yachts wishing to stop at Chagos in the Indian Ocean!

Full details....

Sailing crew for Whitsundays Islands, Australia To Png And Solomons.

Sun, 25 Nov 2007 11:47:46 +0200
Cutter sloop 13.4 Meters and master/owner require sailing crew for great passage and cruising. Share food costs (about 15-20 Aus dollars per day). Own cost to join yacht. No experience necessary. Galley and light deck duties.

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Seasickness?

Mon, 6 Nov 2006 20:08:44 +0200
Use the original Sea-Band for seasickness while out sailing - The Sea-Band has been clinically tested against nausea and vomiting in travel, helping combat seasickness. It's also been proven to be effective in pregnancy, anaesthesia, chemotherapy and all conditions which induce nausea.

Details.....


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Our Featured Marine Article

Facts about Boat Insurance and Registration

By Justin Foss


Registration process of a boat is different in every county throughout the US. Also,
registration depends on the boat type, and the place where one shall be using the boat.

If you are going to use boat in a public waterway, you need to check with your local boat
registrant. If you are using your boat in your own lake or pond for personal use, you will
probably not need to register it. Many types of boats (especially 10' and under) do not need
to be registered.

Who to register the boat with is another question. All counties have different rules n
regulations. Best way is to ask your state department of transportation or motor vehicle
division. Most states give a grace period of 30 days from the time you purchase to the time you
need to register it.

Most important document needed for the registration purpose is the sales receipt. Few
require a manufactures statement of origin, also known as MSO.

And finally, it goes without saying, a registration fee is required. Fees range from
a 10$ annually to value based percentage formula's.

Another important thing to be done after getting a boat is insuring it. Insuring a
boat is very necessary cause boat damages are inevitable in spite of all the care taken. Many
types of insurance policies are available. But, many states require the watercraft liability
insurance which covers the event of damage caused by your boat to another person of his
property.

One should insure the boat for its market value. They should insure the value of the
boat, not what is paid for it. They should also increase the coverage to reflect the increasing
value of the boat. One can also insure the boat for an agreed upon replacement value. The
higher the agreed replacement value of your boat, the higher will be the cost of the insurance
policy.

Boat insurance should cover both physical damage to your boat as well as accident
liability.

Physical damage insurance is usually called hull insurance, although it generally
covers the whole boat. These insurance policies also repair the boat with a deduction for
depreciation.

The limit of liability is based on whether or not the insured is legally required
to raise, remove or destroy the boat. Theft of the boat will not be covered by the policy if
the boat is off the residence premises. Liability may also provide coverage for legal
representation should it become essential from any incidents involving your boat.

With proper registration and well insured boat, one can happily boat without anything
to worry about and rejoice the moments..

About the author

Justin is the webmaster of the site http://www.boat-dealers.us on which he is currently working on.Boats are his passion and he is looking to make his site as complete resource site. On his leisure time he likes to listen music and reading books.
Article Source: http://EzineArticles.com/?expert=Justin_Foss

Learn More About flying tiger sailboat

nflatable boat are no longer a little dinghy on the back of a large pleasure yacht, but can range up to 45 ft in length and longer. "Rigid" hulls of fiberglass or aluminum have evolved from the original fabric floors, luxury components and even cabins now grace the decks of many inflatable boats. Contrary to the name, inflatable boat, on some inflatable boats of today the only thing inflatable is the collar around the perimeter gunwales of the deck however, the inflatable boat lives on and becomes more popular year after year.
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Rustler 36 yacht- This well-proven, fast, blue water cruiser, from the designers Holman and Pye, inspires complete confidence with excellent sailing performance and quality of design. The Rustler 36 is very much a yacht for the experienced and discerning sailor. She is built to the highest specification for serious blue water cruising and has an enviable reputation for performance, longevity, comfort and value for money. She is immensely strong, hull and deck mouldings are laid up by hand to Lloyds Register approved specifications using Lloyds approved materials. The coachroof and inner coamings are stiffened with end core balsa and all deck fittings are reinforced by marine ply pads. The hull, deck and bulkheads are bonded with the toe rail through-bolted and sealed. Each yacht is customised and hand built to an owners specification
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The Latest Boating, Sailing And Marine News

Rough conditions in the Firth of Forth

Rough conditions in the Firth of Forth.

Woodward buys MotoTron to expand expertise

Mon, 06 Oct 2008 14:52:36 GMT

Woodward Governor continues to expand its footprint with the purchase of MotoTron Corp., to add engine, vehicle and after-treatment controls expertise.

Sailing Yacht "Spetakkel" is seeking crew from Fiji to Bali.

Thu, 24 May 2007 14:11:15 +0200
The sailing boat is only 29 feet and is not comfortable at all. This is for young energetic people who are looking for a good time.

Details ....

South Wales Boat Show

8 Feb 2008 07:00:03 +0200
The South Wales Boat Show the biggest boat show in Wales.(M4 exit 38) The show for the whole marine industry and lots of family attractions like free come and try on the lake. A great Family day Out.

Water Treatment For Tanks On Yachts and Boats in general.

Sat, 18 Aug 2007 14:04:16 +0200
Tony Herrick from Cruising Connections asked whether this product was worth considering for the boating industry. The product is made in S Africa and is approved by the SA Burough of Standards and in use by the local Military amongst many other govt. and semi-govt. organizations and private groups. The retail cost for the water treatment would be in the region of about US$20 per 1,000 liters of water. The best for me is that this treatment is odourless and tasteless (Chlorine and bleach free). Please give your comments.

Full discussion ...

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